Pet health insurance helps you pay for unexpected veterinary expenses due to accidents or illnesses. So, if your pet gets injured or becomes ill, it helps pick up the bill.

A pet parent is faced with a vet bill for more than $1,000 every other year and one in three pets will need unexpected veterinary care each year. Pet insurance can help provide peace of mind that should your pet get sick or injured, your costs can be covered.

You may apply to decrease your maximum annual policy coverage or increase your deductible and/or your co-pay at any time during the policy period. This request must be made to us in writing. If we approve, the request will become effective on the first day of the month following approval.
Understanding Deductibles

A deductible is the portion of the veterinary bill you’re responsible for before the coverage starts. Depending on your pet’s medical condition and your chosen deductible amount, deductibles can be paid all at once or chipped away at over time.

A deductible is the portion of the veterinary bill you’re responsible for before the coverage starts. Depending on your pet’s medical condition and your chosen deductible amount, deductibles can be paid all at once or chipped away at over time.

A pre-existing condition is any injury or illness that your pet shows symptoms of before coverage begins. You don’t need to formally know the name of the condition for it to be considered pre-existing. Pre-existing conditions are not covered by any pet insurance providers.

Most pet insurance companies will allow you to cancel your policy at any time during the policy term.